Loansolutions.ph
Financing in Cebu City

LoanSolutions.ph is the largest network of lenders in thePhilippines. It facilitates fast and easy access to credit for different financial needs by connecting borrowers to multiple lending partners in single online loan application. Get the best loan offers from up to 5 lenders for Car, Home, Business, OFW, Salary, and other loan types. Lending in Manila, Cebu, Davao & the whole Philippines.

If source of income is, Salary

Must be a Filipino citizen
If Foreign citizen, must be married to a Filipino citizen to act as principal borrower
Must be at least 24 years of age and not more than 60 years old upon loan maturity
Must have a minimum basic taxable monthly income of 15,000.00
Note: minimum income requirement also varies based on industry and/or nature of occupation.
Must have 2-3 years of working experience with at least 1 year in the current company
Must be a regular employee
If source of income is, Business (self-employed):

Must be a Filipino citizen
If Foreign citizen, must be married to a Filipino citizen to act as principal borrower
Must be at least 24 years of age and not more than 60 years old upon loan maturity
Must have a minimum monthly income of 50,000.00 (supported with bank account statements reflecting steady income)
Must be profitable and operational for at least 3 years.
Must be a registered business with supporting documents (DTI Registration, ITR, Mayor’s Permit etc.)

If source of income is, Overseas Employment (OFW):

Must be currently in the Philippines to process loan application
If a new hire and for deployment, must be able to show a Contract of Employment/Info Sheet and Plane Ticket
Must have a minimum basic taxable monthly income of 15,000.00

If source of income is, Allotment (Seaman’s Allotee):

Seaman relative must have a minimum income of at least 15,000.00
Must be able to show 2-3 months latest allotment remittance
Must be able to show a copy of the latest POEA validate contract